Best move you'll ever make! The day i kissed my CC debts goodbye I was a happy man! It seemed like i threw a bunch of money down the toilet, but looking back a year later and my financial situation is so much better than before. Just try to never use them again going forward.I agree with Andy. Because of this Stimulus check, we're able to pay off one of our credit cards. Part of me wanted to buy a larger vinyl cutter, but I feel it's more important to concentrate on getting rid of our existing debt load.
What kinda crap plasma can you buy with $600? Gonna have to open up a new credit card and charge the rest or something :dontknow:.Sadly, most will just go to Wal-Mart and buy a plasma and stay in a hole.
Dont start! I went to college 6 years and ran out of financial aid in the end of it. My last semester I put on a credit card, and voila CC debt that sucks to dig out of.I feel like I am missing out on the CC debt thing.. Never had one, what should I get?
A wal-mart one? I was thinking a couple at least = $1200 and the 8 or so babies are 300 ea. That's quite a TV!What kinda crap plasma can you buy with $600? Gonna have to open up a new credit card and charge the rest or something :dontknow:.Sadly, most will just go to Wal-Mart and buy a plasma and stay in a hole.
Great now the next time I make the mistake of venturing into walmart on the first of the month the lady in front of me complaining how it is difficult to feed her family with her $450 a month welfare check will have a plasma tv to balance off the soda, junk food, tabloids, and trac phone... :munky2:A wal-mart one? I was thinking a couple at least = $1200 and the 8 or so babies are 300 ea. That's quite a TV!
Anyways CCs are good if used responsibly. They help build credit and almost all have swank rewards. There is no reason someone responsible enough to get by without one can't simply be responsible enough to pay it off monthly and enjoy the benefits. I have 2 main ones, one that I use for general purchases which dumps $20-30 back into my account each month and another that has 0 fees and a sub 10% APR that I use if I'm planning on carrying a balance.
"So what you're saying is I should buy it now and hope I can pay for it later"+1
Don't buy it if you can't pay for it.
So in my case you're suggesting i drop out of college before my last semester was over? I had exhausted my student loans, i had worked my ass off to make money, but my savings wasn't holding up. In that case i think it was a pretty wise choice to stay in college and finish it up.Don't buy it if you can't pay for it.