Head on collision coming home from Evergreen tonight

The adjuster never took into consideration the condition of the vehicle before the wreck, maintenance records, service records, and aftermarket parts (which I know don't add much overall value). When I mentioned this to him, he told me it wasn't his responsibility to take into account these factors. Uhmm, excuse me?

that is indeed a sick joke through the entire realm of any vehicle.(try going through this with an $80,000 rig.)

there is appraisers with offical means to change that, as in custom car apprasial... it costs and costs and costs...

 
wow ryan sorry again to hear about your car...i know that you have a lot of stuff done to your car. when my car was wrecked the insur. company told me that they were going to total it 8700$ wrth of damage on a 11,200$ car, now i dont know if this will work for you or what not. but since it was someone else's fault i think that's why they fixed mine. i came up with a list of ALL of the aftermarket stuff on the car and a list of prices for all of them roughly 12k$ they then adjusted the value of my car just enough to fix it, im assuming it was b/c it was gonna be charged to the idiot's insur. not mine dunno if this will help you but i begged n pleaded and came up with a list, but who knows. just throwing that out there. just when mines gettin fixed yours might be goin bye bye. i was actually gonna see if u wanted to do a shoot in the next couple weeks when i get mine back. sorry again bro.
This is the next step in the process. I am going to be meeting with their insurance company and bringing ALL of my aftermarket part values and receipts to show them. Since this wasn't my fault, I'm hoping they will also change their mind and fix it once they see the list of aftermarket parts I have.

 
def buy it back if they total it!! more then enough willing buyers for the parts factory aftermarket and jdm. (myself included, my gf and i have been looking for a wrx drive line+ int)

or if they body shop says that it is repairable you could always fix it. it might have a salvage title it might not im not sure what the law is on that it's kinda weird.

but heres hoping they change there mind and fix it for you!!!

good luck man!!!!!!

 
I just found out that their insurance company has been frauding me dead in their tracks! I have the estimate from the adjuster and EVERY SINGLE OEM SUBARU PART THE HE HAS LISTED IS OVER INFLATED IN PRICE BY 25%! I checked EVERY PART price at subarugenuineparts.com and every single part was over priced on his end.

His cost for parts: $4,576.81

My total from subarugenuineparts: $2090.42

Instead of a $8000 total bill, that reduces it to $6000, and who knows how inflated the labor costs are!

 
I don't get it... So the other guy's insurance is trying to charge your insurance more, therefore raising your rates for no real reason?

 
I don't get it... So the other guy's insurance is trying to charge your insurance more, therefore raising your rates for no real reason?
Raising the rates so they can deem it totaled and not have to pay it.

 
Raising the rates so they can deem it totaled and not have to pay it.
Don't worry ryan, I think this answered my question.

I just wasn't sure who was raising the prices (your insurance co. or theirs).

 
Has anyone here dealt with a car accident situation like this where aftermarket parts are involved? I mean obviously the body shop isn't going to be able to get a hold of all of my JDM parts that got destroyed in the accident. Since there has been no estimate yet, I haven't really been able to ask about this issue...
What a mess
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Call me if you need help. All I am going to say is they HAVE TO and MUST REPAIR THE CAR TO PRE ACCIDENT CONDITION AND ALL AFTERMARKET PARTS! IT IS THE LAW>>> TELL THEM YOU WILL CALL LAWYER IF NOT. MY FRIEND GOT HIT IN HIS COLOR CHANGING g35... they rufused to pay... he called the hg of the company and said lawyer... that same day he had a blank check for $xx,xxx.oo to replace his rear bumper. (he made it one off and it was custom painted)...

If you know the law you will get what you deserve... I got 5k for my 300zx when it got hit. They at first told me 2300... I said I want 5k... I got 5k.

-----Added 12/8/2009 at 08:21:38-----

I just found out that their insurance company has been frauding me dead in their tracks! I have the estimate from the adjuster and EVERY SINGLE OEM SUBARU PART THE HE HAS LISTED IS OVER INFLATED IN PRICE BY 25%! I checked EVERY PART price at subarugenuineparts.com and every single part was over priced on his end.
His cost for parts: $4,576.81

My total from subarugenuineparts: $2090.42

Instead of a $8000 total bill, that reduces it to $6000, and who knows how inflated the labor costs are!
ON THIS... They must charge 25% over to cover upcharges to repair. If you dont want it totalled (and it is not) THEY HAVE TO REPAIR IT... IT IS YOUR CHOICE! HAD YOU HIT THE GUY THEN YOUR INSURANCE CAN TOTAL IT>>> BUT SINCE YOU HAD BEEN HIT YOUR CHOICE!!!!!!!!!!!!!!!!!!!!!!!!!!!! Tell them you want 15k if they want to total it... have pics and $ of like cars for sale with mods and without... you should get 12+K for it.

-----Added 12/8/2009 at 08:24:36-----

the sad central fact of this saga is simple--the ins company does NOT value the car the same way its owner does. to them it is just XXX year XX Brand @ xxx,xxx mileage, therefore the value is $xxxx. period.
Like it or not, they could care less about what you say car is worth. there is no statistically valid way to value the mods, so the ins co simply does NOT value them.

this is the downside of making a large investment of time, emotion, and especially $$ in modding your car. if/when it gets terminally crunched, the owner will NEVER get that full amount back, no matter how well the mods are documented.

buy back the wreck and part it out, that is your best way out of a tough spot financially. do NOT try to rebuild the wreck, there will inevitably be more repairs than initially thought, and owner does not have the time and resources to deal with that crapola.

So suck it up, deal with the cards you been dealt, and move along. this decision will save you a lot of emotional wear and tear. (not to mention it will get you out of the effing rental sooner
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condolences, and I mean it.

PS--at least if you get another bugeye, much of the good stuff will transfer over no prob.
It was not his fault so the ball is in his court... oh btw bring up the neck pain when they are talking to you. They will sign off just to get out of it. DONT SIGN ANYTHING BUT THE CAR STUFF>>> DONT SIGN OFF ON INJURY!!!!!!!!!!! NEVER DO THAT>>> NOTE TIME LOST. TIME SPENT SITTING AT HOME. PAIN, KEEP A DETAILED DIARY. CALL A LAWYER. THEY WILL TAKE THIS CASE ON A CONTINGENCY AND IT WILL COST YOU NOTHING. EVEN IF YOU HAD PAIN FOR 2 days they still have to cover that BY LAW!

 
The extra over SGP is most likely just list prices.
Shops are allowed to charge 25% over list to so they can make money... Most adjusters actually try to do it under list and it screws you atleast he did it right but also left out aftermarket parts which are covered.

He should have found those prices and then all that stuff... Would be interesting to see if he paid for full paint blending or or just clear coat blending or just paint no blend...

Like I said... Tell them you want 15k show receipts... then when they say no say Ill take 12.5k plus keep the car or you will hear from my lawyer. They most likely will do it!

 
must have been this evening cause i went buy at 2pm and it was out there so the insurance company gave in to your needs or wants?

 
Sorta. The car is still a total loss, and I ended up settling for just under 10k after negotiating aftermarket parts and such. They only wanted $800 for the salvage fee as well, which was very surprising, but I'll take it! I was expecting more towards $1500 or so. Seacoast started ripping it apart today (or at least said they were going to start), and will be giving me a brand new estimate tomorrow. I'll be getting all my parts from EG
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^Possibly. I had to pay off the bank loan first, obviously. I have like 9 months left on the loan... at least I won't have a payment anymore.

 
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